Flexible HVAC financing through GreenSky from Green Comfort Systems — 0% APR options and low monthly payments for qualified customers.
High-efficiency comfort shouldn't wait. Apply in minutes and spread the cost — for qualified customers.
Spread payments interest-free.
$0 down
Subject to credit approval. Equal monthly payments required. See financing partner for full terms.
Long-term financing for new systems.
From $89/mo
Payment example only — actual rates and payments depend on credit approval and equipment selected.
Buy now, pay no interest if paid in 12 months.
$0 interest
Interest accrues from the date of purchase but is waived if the entire balance is paid in full within 12 months.
Financing provided by GreenSky. Subject to credit approval. Loans for the GreenSky® program are provided by federally insured, equal-opportunity lender banks. See your comfort advisor for complete terms and conditions.
Financing is a tool, not a discount. It changes when you pay, not what the system costs — and depending on the plan and your credit, it can change the total. Any contractor who presents a monthly payment without showing you the purchase price is steering the conversation, and that is worth noticing.
Where financing genuinely helps is timing. A failed system in July is the worst possible moment to make a fifteen-year decision, and the pressure to take the first available quote is exactly how people end up with the wrong equipment. Spreading the cost lets you choose the right system rather than the one you can pay for this week.
It also lets the efficiency conversation be honest. If a higher-efficiency system saves enough each month to offset a meaningful share of the payment, that is a real argument. If it does not — because you do not run the equipment enough for the percentage to matter — we will tell you, and you should put the money into ductwork or insulation instead.
Qualifying high-efficiency equipment may be eligible under EmPOWER Maryland utility programs and the federal energy-efficiency tax credit. Those reduce what you actually pay — financing does not. So the sensible sequence is to establish which incentives apply to the specific system, then finance whatever is left.
Two details that catch people out. Eligibility is determined by the matched indoor and outdoor combination and its AHRI certificate, not by the outdoor unit alone — a qualifying condenser paired with a non-qualifying coil forfeits the incentive entirely. And utility rebates are typically instant or mail-in, while tax credits are claimed at tax time for the year the equipment was placed in service, which affects your cash flow very differently.
Program terms and amounts change, so we confirm current eligibility at the time of your job rather than quoting a figure from memory, and our office prepares the paperwork rather than leaving you to chase it. See how the incentive programs stack.
Ask us these. Ask every contractor you are considering. A company that answers all six without hedging is telling you something useful, and so is one that does not.
Financing is provided by third-party lenders, not by us. Approval, rates, terms, and available promotions are theirs to set and are subject to credit approval — we cannot guarantee any of them in advance, and we will not imply otherwise to close a sale.
If financing is not the right answer for your situation, say so and we will work with what you have: a repair that buys a season, a phased plan that addresses the distribution problem now and the equipment later, or simply scheduling the work for a shoulder season when there is less pressure. Those are legitimate options and we would rather offer them than push a payment plan.
A rebate reduces what the project costs. A loan or financing plan changes when you pay for it. They stack differently, and which ones apply depends on the equipment and your eligibility.
Utility efficiency programs that can offset part of a high-efficiency replacement. We are a BGE Top 10 rebate contractor for 2025, which in practice means we file a lot of this paperwork on customers' behalf.
Eligibility and amounts change. We confirm what currently applies to your project before you commit.
A state loan program for qualifying high-efficiency equipment and projects, used where funding and eligibility permit.
Rates, terms and funding availability are checked against current program material at the time we quote.
Our installation financing option — apply online in a few minutes and spread the cost of a replacement.
Subject to credit approval. Terms come from the lender, not from us.
For repair and service work rather than full replacements, so an unexpected repair does not have to be paid in one go.
Subject to approval. Terms are set by Affirm at checkout.
Program information reviewed September 2026. Incentive programs change without much notice, so we verify current eligibility, amounts and terms at the time we quote rather than publishing figures here that may have expired.
Call us to get pre-qualified and start saving energy — and money — sooner.
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